Rate Is Price. Velocity Is The Cost.
Published on: 04/08/2026
Your rate is only the price of money. See what actually determines the true cost of business financing, and why waiting for a lower rate often costs more.
Capital Strategy

Your rate is only the price of money. See what actually determines the true cost of business financing, and why waiting for a lower rate often costs more.
Small businesses don't pay higher rates only for risk — they pay for every intermediary standing between them and the source. Here's how the lending chain marks up the price of money at each layer, and why rate cuts rarely reach the bottom